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Steps to cancel the name on the real estate license with a loan
Legal analysis: The renaming of real estate license refers to the act of obtaining real estate through transfer, sale, gift and inheritance. And go to the real estate registration center to go through the formalities of property right change. Generally speaking, the most common renaming of real estate licenses is mainly carried out by buying, selling or giving. If the parties change the name of the real estate license by buying, selling or giving, they can submit the purchase and sale contract or the gift contract and other materials to the real estate registration center where the real estate is located, and go to the tax window for tax review. After paying taxes according to law, you can go through the transfer procedures. Buying and selling transfer requires more taxes and fees than gift transfer, but if the ownership of the house is obtained through gift, the personal income tax of 20% of the total house price will be paid when the house is sold.

Legal basis: Provisional Regulations on the Registration of Real Estate

Article 14 Where an application for real estate registration is made for sale or mortgage, both parties shall apply at the same time. In any of the following circumstances, the parties may apply unilaterally:

(a) unregistered real estate for the first time to apply for registration;

(2) Inheriting or accepting bequests to acquire real estate rights;

(three) the establishment, alteration, transfer or elimination of real estate rights by effective legal documents or decisions of the people's government;

(four) the name, ownership or natural conditions of the obligee have changed, and the application for registration of change has been made;

(five) the loss of real estate or the right holder to give up real estate rights and apply for cancellation of registration;

(six) to apply for registration of correction or objection;

(seven) other circumstances stipulated by laws and administrative regulations that can be unilaterally applied by the parties.

Fifteenth parties or their agents shall apply to the real estate registration agency for real estate registration. The real estate registration agency records the application for registration in front of the real estate register, and the applicant may withdraw the application for registration.

Article 16 An applicant shall submit the following materials and be responsible for the authenticity of the application materials:

(1) Application for registration;

(two) the identity documents and power of attorney of the applicant and the agent;

(three) the relevant certification materials of the source of real estate ownership, the certification documents of the reasons for registration and the certificate of real estate ownership;

(4) Property boundary, space boundary, area and other materials;

(5) A statement on the interests of others;

(six) other materials as prescribed by laws, administrative regulations and the detailed rules for the implementation of these regulations.

The real estate registration institution shall publicly apply for registration in the office and portal website, including the material catalogue and model text.

Seventeenth real estate registration agencies shall, after receiving the application materials for real estate registration, deal with the following situations respectively:

(a) the application materials are complete and conform to the statutory form, or the applicant submits all the corrected application materials as required, it shall accept and inform the applicant in writing;

(2) If there are errors in the application materials that can be corrected on the spot, it shall inform the applicant to correct them on the spot, and after the applicant corrects them on the spot, it shall accept and inform the applicant in writing;

(3) If the application materials are incomplete or do not conform to the statutory form, it shall inform the applicant in writing on the spot that it will not be accepted, and inform all the contents that need to be corrected at one time;

(4) If the application for real estate registration does not fall within the registration scope of this institution, it shall inform the applicant in writing on the spot that it will not be accepted, and inform the applicant to apply to the institution with registration right.

If the real estate registration agency fails to inform the applicant in writing on the spot that it will not accept the application, it shall be deemed to be accepted.

Article 18 When accepting an application for real estate registration, a real estate registration institution shall conduct inspection according to the following requirements:

(a) whether the boundary, spatial boundary, area and other materials of the real estate are consistent with the status of the real estate applied for registration;

(two) whether the relevant certification materials and documents are consistent with the contents of the application for registration;

(3) Whether the application for registration violates the provisions of laws and administrative regulations.

Nineteenth in any of the following circumstances, the real estate registration agency may conduct on-the-spot inspection of the real estate applying for registration:

(a) the ownership of buildings and structures such as houses is registered for the first time;

(2) Registration of mortgage rights of buildings under construction;

(3) Cancellation of registration due to loss of real estate;

(four) other circumstances that the real estate registration agency considers necessary for on-site inspection.

The real estate registration institution may make an investigation to the applicant, interested parties or relevant units on the registration application that may have ownership disputes or may involve the interests of others. When the real estate registration agency conducts on-the-spot inspection or investigation, the applicant and the respondent shall cooperate.