White households can borrow money to buy a car as long as they meet the application conditions of car loan and can provide sufficient proof of repayment ability. The following are the application conditions for auto loan:

1, age 18, with full capacity for civil conduct;

2. Be able to provide valid identification and driver's license;

3, a stable source of income, the ability to repay the loan principal and interest, and provide the corresponding property certificate;

4. Being able to pay the down payment for car purchase with its own funds, generally the down payment is 30% of the total amount.