How much does the car loan cost?

Cost 1: down payment = purchase price.

Expense 2: Auto insurance, including personal accident insurance (the first beneficiary is the bank), burglary insurance, spontaneous combustion insurance, third-party liability insurance and car damage insurance of the loan applicant, and the insurance premium is about 3,200 yuan.

Fee 3: notarization fee for loan contract 100 yuan 300 yuan (charged by vehicle management department).

Expense 4: Other normal expenses, such as vehicle surcharge, are the same as non-loan car purchase.

The application conditions for auto loan are as follows:

1. Car buyers must be at least 18 years old and be China citizens with full civil capacity.

Fixed occupation and relatively stable economic income or assets that are easy to realize, so as to repay the loan principal and interest on schedule.

3. Deposit the down payment for car purchase lower than that stipulated by the bank into the account at the bank savings counter.

4. Provide banks with bank-approved guarantees. If the personal account of the car buyer is not local, it should also provide joint liability guarantee, and the bank will not accept the mortgage set by the car buyer for the car purchased by the loan.

5. Car buyers are willing to accept other conditions deemed necessary by the bank.

2. What is the cost of car loan?

What materials are needed for car loan::: 1. Original ID card, residence booklet or other valid proof of residence; 2. Proof of occupation and economic income; 3 car purchase agreement, contract or letter of intent signed with the dealer; 4. Other documents required by the cooperation agency. Car loan is a loan obtained from a financial institution or an automobile consumption loan company with the borrower's car or his own car as collateral. At present, the main purpose of loans secured by automobiles is automobile consumption. If you want to apply for a car loan in Shanghai, I recommend applying for Yi Rong, Shanghai, whose car loan interest can be as low as 0.64%/ month ... and the online reputation is very good! ~ ~ ~ There is no handling fee before the national loan ~ ~ ~

3. What are the costs of car loans?

Car loan has the following fees: 1. Down payment on car purchase. The down payment is generally 40% of the car price, which can be appropriately relaxed to 30% for high-income customers of institutions or large companies. 2. New car insurance costs The insurance costs of new cars mainly include compulsory insurance costs and commercial auto insurance costs. Compulsory traffic insurance is compulsory insurance of the country, and every owner has to pay the fee, and the price is unified throughout the country. However, commercial auto insurance costs, such as car damage insurance, three links insurance, vehicle personnel liability insurance, etc. Because there are many types of insurance involved, and it is linked to factors such as car price and region, the calculation process is complicated, so new car owners can use the online free auto insurance calculator to charge. 3. Notarized mortgage fees When handling the notarized mortgage of vehicles, you should pay the notarized mortgage fees around 800 yuan with the receipt. Please note that you need to pay this part of the fee when you repay the mortgage in installments. 4. License fee The license fee is the fee for handling the license plate. If you choose to handle it yourself, it is not necessary. Generally speaking, the new car license plate fee mainly includes the new car online inspection fee, the photo-rubbing fee and the new car license plate fee, totaling around 300 yuan. 5. Performance bond The performance bond is charged at 3% of the loan amount. If the loan amount is less than 3,000 yuan, a unified charge of 3,000 yuan will be charged. After the loan is paid off, the bonds should be returned in full.