First, the applicant's application-accepted by the account manager of the handling bank or the business department-investigated and formed a best effort report-was examined and approved by the account manager, department head and the president of the handling bank step by step.

Two. Submit it to the business department of the branch-the presiding officer will review it to form a risk assessment report-and report it to the department manager.

Three. Submit it to the credit evaluation department for evaluation-get the evaluation opinions of the presiding judge.

Four. The decision is made by the loan review committee-opinions such as support, conditional support or report to the superior decision-making department for decision or disapproval are formed according to the project situation.

Verb (abbreviation of verb) is finally approved, and it shall be reported to the credit management department for issuance and payment according to the purpose of the loan. The handling bank is responsible for supervising the use of funds and the recovery of loans.