Nowadays, people's wages are not very high, and they can't save any money except their usual expenses. Therefore, under special circumstances, if you don't want to borrow from your family and friends, you have to borrow from the relevant units. I heard that ID card is the most popular way to borrow money now, so is it true? How much did you borrow? Here's a detailed introduction: is the ID card loan true and how much can it be borrowed?

Is the ID card loan true?

1, I believe everyone should understand that it is actually a form of credit lending, and it doesn't need anything as collateral, but it needs income proof to prove that it is stable. So it is more suitable for civil servants and white-collar workers.

Any loan in the market can only be borrowed with it. No matter what kind of loan it is, you need to provide an extra piece of information, and you don't need to pay before you get the account.

How much can I borrow from an ID card loan?

1, first of all, small loans within 1 0,000, which are more suitable for daily life turnover. For this kind of loan, there are mainly two kinds, one is qq cash loan with a maximum loan of 3,000 yuan, and the other is lightning loan with a maximum loan of 10000 yuan.

2. The second type is Jiexian loan, with a maximum loan of 40,000 yuan. So people with a salary of 2000 yuan can apply, and another kind of CCB loan is

3. The third form is more than 50,000 yuan, and the amount will be relatively large. Therefore, personal income and credit requirements are relatively high. If you use the lightning loan of China Merchants Bank, it can reach 500,000 at most, while the salary loan recommended by Bank of China can only reach 200,000 at most.