The mortgage will not change. Whether the provident fund is broken will affect the mortgage depends on the specific situation. If the mortgage is a commercial loan, there will be no impact, but if the mortgage is a provident fund loan, there may be some impact. For example, if the provident fund is broken within six months or one year before buying a house, it will affect the mortgage processing, because one of the requirements of provident fund loans is to pay the provident fund in full for six consecutive months or 12 months. In addition, if you have already applied for a provident fund loan, but it is broken just after you have applied for the provident fund, it may be considered as defrauding interest rate concessions. At that time, customers may face penalty interest or raise interest rates, and may also convert their mortgages into commercial loans.