Current location - Loan Platform Complete Network - Loan consultation - The long-term preservation of credit files includes
The long-term preservation of credit files includes
Such files include the borrower's basic information, loan issuance, guarantee, contract, repayment, collateral, credit status, etc.

Basic information of the borrower: including the borrower's name, domicile, legal representative, registered capital, enterprise type, business scope, etc.

2. Loan issuance: including loan type, loan purpose, loan amount, loan issuance date, borrower repayment method, etc.

3. Guarantee information: including guarantee method, name, quantity and value of collateral, etc.

4. Contract information: including the name, number and signing date of loan contract, guarantee contract and other related contracts.

5. Repayment: including the borrower's repayment record, including repayment date, repayment amount and repayment method.

6. Collateral information: including the name, quantity and value of the collateral.

7. Credit status: including the borrower's credit record and credit rating.