On the basis of normal national policies, if banks can accept a certain set of old and small, then the down payment will be raised appropriately. Some banks have increased their down payment by 10%. For example, for other houses, the down payment is 30%, and this down payment may be 40%. Some banks have increased the down payment 1% every five years since 25 years, that is, if the building is over 35 years old, the down payment may be 60%. The loan amount depends first on the evaluation of the borrower's qualification by the national policy, and then on the lower of the evaluation value and the transaction price of the online signing contract to judge the down payment amount.

If the borrower makes a down payment of 30%, the online signing contract is 654.38+00,000, and the estimated value is 900,000, then the loan amount is 70% of 900,000, whichever is lower, that is, the down payment needs 654.38+000-90 * 0.7 = 370,000. If it improves because it is old and small,