Yes, I bought Country Garden in Xining, Qinghai. If the economic conditions permit, it is certainly more cost-effective to buy a house in full than to buy a house with a loan. Because there is no full housing loan with loan interest, the loan interest of mortgage is very high. Country Garden Group, namely Country Garden Holdings Co., Ltd., headquartered in Shunde, Foshan, Guangdong Province, is the largest new urbanization housing developer in China.