Beyond the scope of business, it is improper management, stop here.

Second, where to do the housing mortgage loan in Hangzhou? What is the interest rate? How long will it take to pay?

Depending on whether you buy a house with a loan or mortgage a house, the former should be 3.57 per month, and the latter is 1.3- 1.5 times the benchmark interest rate of the People's Bank of China. For specific data, please consult China Construction Bank 95533, Industrial and Commercial Bank 95588 and Agricultural Bank 95599.

Third, Hangzhou loan intermediary real estate mortgage loan?

Credit Suisse Bank mortgage steps:

1. Choose a lending institution: First, choose a good lending institution. Although the bank loan interest rate is low, safe and reliable, its approval speed and loan requirements have always been a problem.

2. Write application materials: After selecting an institution, you can submit the application with the materials required by the applying institution.

3. Preliminary review: We basically have no problems at this stage. Lenders will conduct a preliminary review of the basic materials we submitted before to see if the review meets their requirements.

4. Appraisal: general lending institutions, especially banks, need to go to designated or recognized appraisal institutions for appraisal, and appraisal fees will be charged during appraisal. The fees charged by different households are not necessarily the same, and the charging standards in different regions are also different.

5. Examination and approval of loan signing contract: The lending institution will re-examine the loan according to the previously submitted materials and evaluation report, and will communicate with you about the loan amount, interest rate, term and repayment method. After communication, you can sign the contract.

6. Apply for mortgage registration and loan.

4. What should I do to make a second mortgage in Hangzhou? What is the limit and interest?

Conditions for the second mortgage of the house: 1. The housing used in the second mortgage should be high-quality housing and commercial housing with great market development potential; 2. The house used for personal housing in the second mortgage must be an existing house; 3. The house is a first-hand house purchased by a bank mortgage loan; 4. The house has been registered as mortgage, and the bank is the mortgagee of the house; 5. The house has been insured, and the original policy is managed by the bank; 6. The house has excellent location, convenient transportation, complete facilities and great appreciation potential.