Offline withdrawal of Nanchong housing provident fund requires materials that can prove identity and purpose, such as ID card, bank card, real estate certificate, etc. See the text for details.

Extract the materials required for application (the following materials need to be reviewed and scanned as originals, and copies on A4 paper should be kept):

(1) Materials to prove identity: 1. Identity of the depositor Certificate (not required to be copied) and bank card (not credit card, first-class account savings card). If the reason for withdrawal involves spouse, parents, or children, supporting materials such as marriage certificate, household register or only child certificate are required; 2. Entrusting others to handle the matter In addition to providing the ID card of the trustee, different situations need to be distinguished: (1) If the spouse, parents, or children are entrusted to handle the application, supporting evidence of the relationship must be provided; (2) If the depositary unit is entrusted to handle the deposit, the unit certificate must be provided; (3) ) If you entrust another person to handle the matter, a notarized power of attorney must be provided.

(2) Materials proving purpose:

Category

Subcategory

Reason for extraction

Material content

Withdrawal limit

Withdrawal time limit

Remarks Withdrawal for housing consumption 1 Purchase of new commercial housing without property rights 1 Commercial housing sales contract registered with the housing management department 2 House purchase under tax supervision The provident fund from the accounts of myself and my spouse can be withdrawn within one year after the paid invoice has been filed and registered. 2 For the same house, the same person can only withdraw it once. 3. To purchase a house outside Nanchong, you need to provide the household registration certificate or provident fund payment certificate of yourself or your spouse in the place of purchase. 4 Provident funds cannot be withdrawn from real estate transactions between immediate family members. 5 Renovation is not a major repair, and the provident fund cannot be withdrawn. Already owned property 1 House property certificate after transaction and transfer 2 House purchase invoice issued by tax supervision shall not exceed the paid invoice within one year of the property ownership certificate application 2 Purchase of second-hand house 1 Existing house sales contract 2 House property certificate after transaction and transfer 3 Tax calculation included The amount of the house transaction deed and tax payment certificate 4 The transaction fund supervision certificate or the unsupervised fund flow certificate does not exceed the actual purchase price. The property ownership certificate is issued within one year 3 Building a house 1 Approval documents from the land, planning and construction departments 2 Invoices for payment of project fees or purchase of building materials are not required Within one year after the approval for building the house 4 Renovation or overhaul of the house 1 Original house property ownership certificate 2 Renovation approval document from the land, planning and construction department, dilapidated building appraisal certificate from the competent department (level C or above) 3 Invoices for payment of project fees or purchase of building materials are not required Repayment of principal and interest of housing loan within one year after approval for renovation or overhaul project1 Commercial housing sales contract or existing housing sales contract2 Loan contract3 Loan repayment details in the last 12 months issued by the bank shall not exceed one year of loan principal and interest repayment in the past year years, and one year has passed since the last loan repayment and withdrawal period, you can withdraw the provident fund of yourself and your spouse. 2. For housing loans outside Nanchong, you need to provide the household registration certificate or provident fund payment certificate of the person or your spouse in the place of purchase. 6 Rent Public Rental Housing 1 Public rental housing lease contract 2 Proof of rent payment No more than one year’s rent One year has elapsed since the last rent withdrawal 1 You can withdraw the provident fund for yourself and your spouse. 2 If you are single, make a declaration of marital status. Rent a commercial house 1 Household registration book 2 Proof from the real estate department that I and my spouse do not have real estate. Annual rent withdrawal limit of 10,000 yuan for non-housing consumption 7 Retirement, retirement, retirement certificate or divorce or retirement approval document Cancellation of account Withdrawal completed after retirement sealing 8 Termination with the unit The labor relationship has been terminated, the labor relationship has been terminated, and the proof of household registration cancellation or account transfer has been completed. The resignation has been sealed for more than 6 months. The reason for withdrawing the certificate of cancellation after separation and sealing must be to leave the country and settle down.

10 Death or declaration of death 1 Death or declaration of death certificate 2 Notarization by the notary department of the right of inheritance or right to be bequeathed (or court judgment, ruling or mediation document) Account cancellation withdrawal After sealing on death 1 Notarization is required for more than 100,000 yuan. 2. Applications can only be made by family members or designated heirs of employees. Transfer handler. 11 Suffering from a major disease 1. Diagnosis certificate from a Class II A hospital or above 2. Invoice for hospital treatment expenses 3. Medical insurance settlement certificate does not exceed the self-payment for eight major diseases, and the balance after deducting 20,000 yuan for other diseases does not exceed the self-payment. If the cause is the person himself within one year, the provident fund of the person and his spouse can be withdrawn. 2. If the cause is your spouse, parents, or children, you can withdraw your own provident fund. 3 If you have a provident fund loan in this city, you cannot withdraw it. 12 Encountering a major disaster accident 1 Proof of disaster (fire or traffic accident) handling by the relevant management department 2 Relevant cost settlement materials Relevant parties will pay part of the compensation themselves within one year after the disaster accident is handled 1 If the cause is the person himself, the person can withdraw the money and spouse’s provident fund. 2. If the cause is your spouse or children, you can withdraw your own provident fund. 3 If you have a provident fund loan in this city, you cannot withdraw it.

Withdrawal process and processing time: The withdrawer distinguishes the different withdrawal reasons for the above sub-categories, and brings the corresponding materials to the deposit point to apply. If the conditions are met, the process will be completed on the spot, and the funds will be transferred to the depositor in real time. bank card.

Special Note: Starting from February 1, 2020, Nanchong City’s housing provident fund withdrawal policy will be appropriately adjusted:

1. Support the installation of elevators in existing residences to withdraw housing provident fund Nanchong If an elevator is added to an existing residence in the city, the owner of the house and his or her spouse can apply to withdraw the housing provident fund, and the total amount withdrawn shall not exceed the cost of adding an elevator;

2. Restrict withdrawals from frequent transactions of the same house If different entities of the housing provident fund purchase the same second-hand house one after another, and if the housing provident fund has been withdrawn for purchase within 12 months before applying for withdrawal of the housing provident fund, the housing provident fund shall be applied for withdrawal within 6 months and 1 year from the date of obtaining the real estate certificate. ;

3. Stop the withdrawal of housing provident funds by non-immediate relatives (non-spouse, non-parents, non-children) who purchase a house with the same property rights and withdraw housing provident funds. .