Legal person mortgage loan is a loan business in which a legal person unit applies to a bank to purchase a designated real estate and mortgages the real estate to the bank, and repays it in equal installments within the loan period. Generally limited to meet the borrower's capital needs for buying office buildings, shops and industrial buildings.

What is the proportion of corporate mortgage loans?

Legal person mortgage loan handling

Loan amount = mortgage ratio × property value

What is the proportion of corporate mortgage loans handled by banks?

The maximum mortgage ratio of first-hand houses is 70%, that of second-hand houses is 6.50%, and that of shops does not exceed 60%; The value of real estate is determined according to the principle of lower transaction price or evaluation price.