Current location - Loan Platform Complete Network - Loan consultation - What are the requirements for buying a car in other places?
What are the requirements for buying a car in other places?
1. What are the requirements for buying a car in other places?

1. The requirements for buying a car in other places are as follows:

(1) has valid identification and full capacity for civil conduct;

(2) Can provide a fixed and detailed address certificate;

(3) Have a stable occupation and the ability to repay the loan principal and interest on schedule;

(4) Personal social credit is good.

2. Legal basis: Article 11 of the Interim Measures for the Administration of Personal Loans.

Personal loan application shall meet the following conditions:

(1) The borrower is a People's Republic of China (PRC) citizen with full capacity for civil conduct or an overseas natural person who meets the relevant provisions of the state;

(2) The purpose of the loan is clear and legal;

(3) The amount, duration and currency of the loan application are reasonable;

(4) The borrower has the willingness and ability to repay;

(5) The borrower's credit status is good and there is no significant bad credit record;

(6) Other conditions required by the lender.

Article 12

The lender shall require the borrower to apply for a personal loan in writing, and require the borrower to provide relevant information that can prove that it meets the loan conditions.

Second, what are the precautions for buying a car?

Matters needing attention when buying a car are as follows:

1, confirm purchasing power, and determine purchasing power. After buying a car, it will not affect the overall quality of life of the family;

2. Focus: The most important thing for family cars is safety, followed by economic applicability;

3. On-site confirmation, go to the store for on-site confirmation, including test drive, inquiry, loan situation, maintenance and other related information.