Online lending has realized the processes of self-service application, automatic approval, online signing of credit contract and self-service credit use. The application process is as follows:
(1) The borrower logs into the online channels (personal online banking and pocket banking) designated by Agricultural Bank of China, and enters the "Netquick Loan" application interface.
(2) The borrower understands the product situation, basic loan conditions and handling procedures of NetJet Loan.
(three) fill in the basic information, the proposed loan period, loan and repayment account, mailing address, etc.
(4) The system verifies the validity of the mobile phone number.
(5) Signing the Power of Attorney for Personal Credit Business online.
(six) to confirm the loan information, the amount and purpose of the loan application.
(7) After the applicant reads and signs the Personal Self-help Micro-credit Consumer Loan Contract online and completely fills in the application information, he submits the loan application.
The annual interest rate of NetJet: the interest rate of mortgage customers rises 15%, and that of non-mortgage customers rises 15%-50%. The Agricultural Bank of China will adjust the interest rate according to the market situation.
The term of NetJet loan shall not exceed one year.
Use of NetJet loan:
(1) NetJet loan business shall be used for personal consumption purposes and shall not be used for purposes prohibited by relevant national laws, regulations and credit policies.
(2) NetJet loan is sent in cash.
If you need other help, you can further call the customer service center of Agricultural Bank of China for verification.