Generally, the provident fund loan is ten times as much as the deposit in the provident fund card, so you have a provident fund of 17000, and you can borrow up to 200,000 yuan.
2. How much can I borrow from the balance of provident fund 17000?
The calculation of your provident fund is not only related to the balance of the provident fund, but also influenced by personal income, credit rating, real estate situation, loan period and other factors. Generally speaking, banks make loans according to the principle that the total amount of provident fund loans does not exceed 50% of the balance of provident fund accounts, so the maximum loan of 85 17000 yuan is subject to the bank's approval results.
In addition, it is suggested that before applying for a loan, you can consult the loan specialist of the bank to learn more about the bank's loan policy, interest rate, repayment method and other information to see if the situation meets the loan standards. This can better plan your debt capacity and avoid excessive debt pressure.
Third, how much can the provident fund loan?
The maximum amount of provident fund is different in different regions. Generally speaking, loans can reach 40W.
Interest is not easy to calculate, but I can help you calculate the monthly repayment: 2336.88/ month.
4. 17000 How much can I borrow from the provident fund?
The general provident fund loan amount is at most ten times that of your current provident fund card, with an upper limit of 400,000. For example, if your card has 10000, you can only borrow10000; If you have 50 thousand, you can only borrow 400 thousand If the card is short of 10 thousand yuan, it can be counted as 10 thousand yuan, and so on, you can borrow 200 thousand yuan. The calculation of monthly payment is the same as that of ordinary commercial loans, but the interest rate is lower. The calculation method of loan amount is loan amount = (the borrower's monthly provident fund deposit amount/the sum of units and individuals' deposit ratio/the sum of units and individuals' deposit ratio) ×45%× 12 months× loan period.