Because the bank card becomes a sleep state when it reports the loss, the bank card cannot handle any business in the sleep state. At this time, the bank card has been frozen. If you want to withdraw money or transfer money, you can only go to the bank to find a staff member to handle it.

However, if you just call to report the loss orally, the bank staff did not completely freeze the bank card. At this time, if there is automatic transfer or automatic deduction, these projects can still be carried out.

In the case of not completely freezing, if you want to transfer funds, such as logging in to online banking for online payment or transferring money, all these can be done, but in the case of completely freezing, all operations can't run, let alone deduct money.

1. Oral loss reporting refers to an emergency loss reporting for the sake of ensuring the safety of funds.

2. Report the loss orally or call the customer service of the bank, or call the original bank, as long as you provide the ID number and account-related information, you can handle it after verification.

3. The validity of oral loss reporting is generally about 5 days. If you don't go to the bank to formally report the loss after 5 days, it will automatically become invalid. However, it can be reported orally for many times, and the validity period of oral loss reporting by major banks is not consistent.

4. You should formally report the loss to the original account opening branch as soon as possible, and ask me to hold an ID card (and provide a copy of the ID card); If you lose your ID card, you can apply for reporting the loss in temporary id card.

You need to bring ID cards and other supporting materials to the bank counter to report the loss, and agents need to bring the original ID cards of both parties to the bank counter to report the loss.

Oral loss reporting and written loss reporting generally take 7 days * * *, subject to formal written loss reporting. After the formal written report of loss, the oral report of loss will automatically become invalid. If there has been no written report of loss, the frozen account will be automatically deactivated after the validity period, and oral report of loss can continue.

Ordinary debit cards can be processed at the time (the next day) after the written loss report expires, and the account will be automatically transferred to the new card, and the new card will have a new account number. After entering the new password, you can continue to use it at that time. After the new card is completed, the old card will be automatically cancelled.