Gitzo provides a "15-day hesitation period" when buying mobile phones by stages, that is, if you want to cancel the loan after handling it, you can cancel the contract by returning the principal within 15 days without bearing any expenses.
Interest on buying a mobile phone by installment
You can choose different stages according to your own economic situation, including 6, 9, 12, 18, etc. (Interest rate is uncertain, please consult customer service for details). The interest calculation of Gitzo installment payment is actually quite similar to that of bank loan (equal principal and interest).
The difference is that although the monthly interest rate of Gitzo's installment payment is seemingly zero, there are hidden expenses such as guarantee fee, service fee and handling fee behind it.
Reminder: Unless it is a special case, don't easily apply for installment payment, especially for college students who have just entered the society. Be careful when choosing Gitzo installment payment. The interest paid for this may be more than the interest paid by the credit card. I hope the above introduction will be helpful to everyone.
Down payment: 237 19 yuan.
Down payment amount+necessary expenses+commercial insurance
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Monthly payment: 1, 120