The website of Xinyang Housing Provident Fund Management Center in Henan Province published the Notice of Xinyang Housing Provident Fund Management Center on Adjusting the Relevant Policies of Housing Provident Fund (Draft for Comment).
If you plan to buy, build, rebuild, overhaul self-occupied housing and install elevators in old urban communities, you can withdraw your own, spouse, parents and children's housing provident fund in one lump sum within two years based on relevant information.
If a family with many children and no real estate withdraws housing provident fund for renting self-occupied housing, the withdrawal amount can be increased by 5000 yuan on the basis of the original withdrawal amount. That is, the withdrawal amount of each household in the urban area does not exceed 27,000 yuan, and the counties do not exceed 24,000 yuan.
Housing provident fund depositors have both housing provident fund loans and commercial bank housing loans, and should give priority to supporting employees to withdraw housing provident fund to repay housing provident fund loans.
On the premise that the housing provident fund loans are not overdue, employees can also withdraw the housing provident fund to repay the housing loans of commercial banks.
Houses on rural homesteads are not included in the number of housing units when renting houses to withdraw housing provident fund and apply for housing provident fund loans.
To meet the requirements of the housing provident fund individual housing loan application, the loan should be completed within 5 working days after the completion of the housing property mortgage registration.
Moreover, the housing provident fund involves the withdrawal business of cancellation, which is not limited to only one withdrawal every year.