Conditions that the borrower of Tianjin housing mortgage loan should meet: 1. At least 18-70 years old, with full capacity for civil conduct. 2. agricultural registered permanent residence (local and foreign) is acceptable. 3. 80% of residential housing can be loaned in 30 years, and 60% of the bottom business can be loaned in 20 years 10. 4. The housing area is more than 40 square meters; 5. Region: six districts in Tianjin and five counties in the suburbs (clear property rights are required, the nature of land is ≤40 years, and the longest loan period is 30 years. The borrower's age loan period cannot exceed 70 years at most. The whole process from the application of Tianjin housing mortgage loan to the lending is probably: 1. Loan application: the borrower proposes the purpose, amount and time of the loan; 2. Preparation of loan application materials: The borrower will prepare all the documents and certificates required to apply for a loan as required; 3. Housing evaluation (or survey): relevant institutions conduct on-the-spot survey, evaluation (survey) and evaluation of mortgaged houses; 4 loan information together with the evaluation report or investigation opinions submitted for approval; 5. Notarization of the loan contract: the borrower fills in (the loan is notarized by the notary after the word is combined and fingerprinted; 6. Mortgage registration procedures: go to the property right office for mortgage registration with the house ownership certificate and notarized loan contract. Hand: the borrower opens a repayment account and lends money to the account (note: in principle, only commercial housing, reformed housing and anjufang can be used as collateral). The borrower shall provide: my spouse's ID card, household registration book, income certificate, personal consumption contract and proof of marital status.

2. What are the necessary conditions for applying for personal housing mortgage loan in Tianjin?

Housing mortgage loan conditions

1) The service life of the house is less than 20 years;

2) Banks have different requirements for the area of houses;

3) The house should have strong liquidity;

4) Commercial houses, apartments, shops and office buildings are generally needed.

Housing mortgage loans generally need to be handled through professional loan companies.

Housing mortgage loan has become an important means of personal real estate financing, and loans are issued through mortgage loans to meet temporary consumption needs and even business needs.

Conditions that a borrower should meet when applying for a loan.

1. At least 18-60 years old, with full capacity for civil conduct;

2. agricultural registered permanent residence (local and foreign) can be used;

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I hope it helps you.

3. What are the conditions for housing mortgage loan in Tianjin?

It depends on your age, business license, nature of the house, credit information and running water.