According to the latest national policies and regulations, all college graduates who apply for starting their own businesses or bidding for private enterprises within two years after graduation can register in advance through the "green channel" in the registration halls of industrial and commercial departments at all levels, which simplifies the application procedures and reduces various fees.

Therefore, college students who have worked for one year can apply for business start-up loans, but they need to meet the following conditions:

1, fresh graduate, graduated within two years;

2. College degree or above;

3. At least 18 years old.

In addition, you need to submit various materials and certificates and complete them step by step according to the process before you can apply for a business loan.