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What is the down payment ratio of second-hand housing mortgage?
Second-hand housing mortgage loan down payment depends on the applicant's loan situation:

1, which suite is the second-hand housing mortgage loan? Second-hand housing mortgage loans include the first and second suites. The mortgage loan for the first suite and second-hand house requires a down payment of at least 30%, and the second suite generally requires a down payment of 50% or 60%.

2. It depends on the total price of second-hand houses. Generally speaking, the down payment of second-hand housing mortgage loan is calculated according to the proportion of total house price. Based on the down payment of 30% for the first suite, the total price of second-hand houses is 800,000, and a down payment of 240,000 is required. If the total price is 6,543,800+0,000, a down payment of 300,000 is required.

3. Look at local policies. Whether applying for commercial loans to buy second-hand houses or provident fund loans to buy second-hand houses, the down payment is different in different regions and different policies. Therefore, there is no unified answer for individuals to apply for the down payment of second-hand housing mortgage loans. After deciding to handle the second-hand housing mortgage loan, it is recommended to go to the local bank to find out, and then choose the right bank to handle the second-hand housing mortgage loan.