Hello, according to the data of the Housing and Urban-Rural Development Department of Sichuan Province, more than 500,000 people in Sichuan Province borrowed money to buy houses in 20 18. Among them, there are more than 200,000 people in Chengdu, 6.5438+million in Mianyang, 70,000 in Zigong, 60,000 in Deyang, 50,000 in Luzhou, 40,000 in Guangyuan, 30,000 in Suining, 25,000 in Neijiang, 20,000 in Leshan and 6.5438+0.5 million in Yibin. There are over 70,000 people in Guang 'an, 50,000 people in Meishan, 40,000 people in Ya 'an, 30,000 people in Bazhong, 20,000 people in Ziyang, 8,000 people in Aba Tibetan and Qiang Autonomous Prefecture 1 10,000 people, 8,000 people in Ganzi Tibetan Autonomous Prefecture and 6,000 people in Liangshan Yi Autonomous Prefecture.
Are there many people buying loans in Beijing?
A: There are many people with mortgages in Beijing. At the end of the first quarter of 2022, the balance of RMB real estate loans was 53.22 trillion yuan, a year-on-year increase of 6%, and the per capita debt was147,000. The national savings rate dropped from 5 1.8% to 45%, with loans for the first home accounting for 80% and loans for the second home accounting for 40%.
Are there many people buying houses with commercial loans?
A lot.
According to the survey, more than 60% of property buyers intend to borrow money to buy a house, far exceeding the 26.3% who choose to buy a house in full. Among them, commercial loans accounted for more than half. Followed by provident fund loans, 9.6% lower than commercial loans. There are also 9. 1% buyers who choose portfolio loans.
At present, in the army of buying houses, the post-80s generation accounts for a considerable proportion. According to the survey, as many as 74.2% of post-80s buyers are buying houses for the first time, which is much higher than the proportion of such people who buy houses again to improve. However, in the post-60 s and post-70 s buyers, a large part of them are improved housing demanders, accounting for about half of the total number of such buyers. 35.4% of the post-60s and post-70s bought a second suite to expand their living space. There are 14.3% buyers seeking to improve their living environment.
Are there many people buying houses with provident fund in China?
A lot. According to statistics, in China, 65.438+0.5 billion people use provident fund loans to buy houses. So much. Provident fund refers to housing provident fund. Housing accumulation fund refers to the long-term housing savings paid by state organs and institutions, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises and institutions, private non-enterprise units, social organizations and their employees.
Are there many people who buy a house loan in Gu 'an?
There are many people who buy a house loan in Gu 'an.
Gu' an's purchase restriction policy is that only one house can be purchased in Gu' an area on a family basis. There is a mortgage down payment of 50% under the name, and two mortgages under the name can only be paid in full, and there is no mortgage down payment of 30%.
Now many projects in Gu 'an can use the low down payment policy to buy a house, with low down payment and many loans. Gu' an has a low threshold for buying a house, so more people borrow money to buy a house.
Why are more and more people borrowing money to buy a house now, and are not afraid of not getting a mortgage in the future?
Because people have gradually accepted this mode of buying a house, the era of buying a house in full is gone forever. Of course, they are afraid that they can't afford the mortgage in the future, but if they don't buy a house now, the house price may rise more and more expensive, which will make many people bite their teeth and take out loans. After that, these people will work harder to ensure that they can repay their mortgages every month.
The price of the house is very expensive. You can pay some down payment first, then apply for a loan and pay it off in several years or more. The house bought here is an auction house. The house is not finished yet, but it has been bought. When people repay their loans, real estate developers can also borrow money from banks to build houses. When this kind of house first appeared, people wouldn't buy it, because they all adhered to the shopping concept of paying with one hand and paying with one hand, and they simply didn't believe that they could buy a house that had not been built yet. But as long as the first person dares to eat crabs, many people will buy them, which has become a common situation until now. Most people don't want to repay the loan and want to buy a house in full, but the reality simply doesn't allow it because there is not so much money.
If you don't want to repay the loan, you can spend less money to buy a second-hand house, so that you may pay off the house in one lump sum and the house will be yours. Some young people earn 8,000 yuan a month and 7,000 yuan a month. They can't afford it at all and have to rely on their parents' support. A family's income may be around 1 to 20 thousand, and then it is also a heavy burden to take out a small amount of money to repay it. If one of them loses his job, he may not be able to pay back the money. After all, rich people will definitely not lend money, and it is not cost-effective to borrow money to buy a house.
Buying a house is the dream of many people, and it is also the goal of many people's lifelong efforts. Now the room is beyond people's imagination, it's a rising tide.