Loan customers need to ask some basic information when they come to face-to-face audit. For example, the purpose of the loan, financial proof (house or car) income proof, bank flow (repayment ability), credit report (depending on the customer's credit rating), and some basic information about the relatives of the loan customer.

Matters needing attention in loan face-to-face review:

1. When answering questions, try not to make false statements or conceal them. If it is something that has a significant impact on the loan, it must be explained to prevent unnecessary troubles in the future;

2. Be sure to relax and have a nervous expression when answering questions. The hesitation of the answer will make the bank staff suspect that there is something wrong with our information;

3. When answering the purpose of the loan, you can answer it according to the actual situation, but you must not say that it is used to invest in stock trading, otherwise you will definitely fail the loan interview;

4. When accepting the face-to-face loan review, you must be friendly, don't be antagonistic to the face-to-face loan review, and don't swear at the bank staff.