Hello, formal loans should be linked to personal credit information. When applying for a loan, you should check the credit information. If overdue repayment occurs, it will have a negative impact on personal credit information. I suggest you make a loan according to your ability and save your credit information on time.

There are so many loan platforms now. Choosing a large platform for loans can ensure the safety of funds and information, and the use of loans is more assured. I recommend you to use the credit service brand of Xiaoman Finance (formerly known as Baidu Huahua), which has the characteristics of simple application, fast lending, flexible loan repayment, transparent interest expenses and strong security. The lowest interest rate is 0.02%, and the maximum can reach 200,000 by clicking and calculating.

Let me share with you the application conditions for financial wealth: the application conditions for financial wealth are mainly divided into two parts: age requirements and information requirements. 1. Age requirement: 18-55 years old. Special note: If you are a college student, please give up the application. Information requirements: You need to provide your second-generation ID card and your debit card during the application process. Note: the application only supports debit cards, and the application card is also your loan bank card. My identity information needs to be the second-generation ID card information, and cannot be processed with temporary id card, expired ID cards or first-generation ID cards.

This answer is provided by Du Xiaoman Financial Money Flower. Please borrow money reasonably according to your own needs. The specific product information is subject to the actual page of Du Xiaoman's official APP. I hope this answer is helpful to you.