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Why is the loan not approved? How to deal with related party transactions?
The treatment method is as follows:

1. Provide more information: The bank believes that the loan application involves related party transactions and needs the applicant to provide more information to prove the authenticity and legality of the transaction. These materials include transaction contracts, invoices, receipts, bank statements, etc.

2. Adjusting the transaction mode: The bank thinks that there are risks in related party transactions, and may suggest the applicant to adjust the transaction mode, such as through public bidding and competitive negotiation, so as to ensure the fairness and transparency of the transaction.