You can make a second loan by installment. Because the mortgaged house is yours. Besides, when you repay the loan, there is no record. So when you repay the mortgage, you get the property right of the house and can make a second loan.

In principle, this operation is no problem, but there are some necessary conditions:

1. The property mortgaged in the bank belongs to me or the company;

2. It can be confirmed in the bank that it can be recovered, and the loan with the same amount can be lent again;

3. In the past year, the amount of repayment to the bank should be normal, not overdue, and the credit status should remain good.