In today's society, women are no worse than men, and there are many strong women. Coupled with good policies, it can help women start businesses successfully and promote employment. In order to encourage women to start their own businesses, the state has set up micro-business loans for women. So, what are the requirements for female Wechat business loans?

Application conditions

1. The sum of loan term and loan term shall not exceed 60.

2. Entrepreneurial commercial projects must be feasible and have the ability of sustainable development.

3, there is a certain amount of start-up capital, and the self-raised start-up capital is not less than 30%.

4. No bad credit record or major illegal record.

5. Good health and certain business skills.

6. The operation project is in the implementation stage, and part of the investment has been formed.

7. Other conditions considered by the bank.

Application material

1, holding my household registration book, ID card, re-employment concession card or employment unemployment card, graduation certificate of higher or secondary institutions, commendation certificate of women's federations at all levels, entrepreneurship certificate issued by the community (village committee), and the original and photocopy of attending vocational skills, science and technology or entrepreneurship training.

2. Apply for small secured loans for women.

3. Original and photocopy of the business license issued by the administrative department for industry and commerce.

4. The original and photocopy of the tax registration certificate that the applicant has passed the annual examination.

5. Original and photocopy of the business place certificate

6. Effective information and feasibility report of the loan project.

7. Other relevant information required by the lending institution.

So much for "What are the requirements for female Wechat business loans?" I hope it will help you to some extent.

Rural women's entrepreneurship loan policy?

In order to encourage people to start businesses, the state has adopted a series of policies related to loans. We attach great importance to the problem of women's entrepreneurship and employment, and there are special micro-credit projects for entrepreneurial women. So, what is a female Wechat business loan? Let's get to know each other. The definition of women's micro-enterprise entrepreneurship loan refers to the loan business that banks and other financial institutions provide to eligible borrowers to support urban and rural women's entrepreneurship and employment. According to the introduction of women's federations at or above the county level, loans granted with the approval of banks belong to the category of small-sum secured loans for laid-off workers and enjoy the discount policy. Loans are used to solve the problem of insufficient funds in the process of starting a business. Loan amount: Applicants who meet the loan conditions can get a maximum loan amount of 80,000 yuan. The maximum loan amount per person is RMB 6,543,800+if it meets the requirements of partnership operation and organizational entrepreneurship. Loan interest rate: the loan interest rate is generally the benchmark interest rate. According to different local policies, it can be lowered by 20% under the benchmark interest rate, and it can also enjoy government preferential treatment. Guarantee method: In principle, the financial guarantee center provides the guarantee, which is generally the same as that of the women's Federation that introduces the corresponding lending institution. If there is no corresponding guarantee institution, you can also use the guarantee approved by the handling bank. Repayment method: you can repay in advance. Generally, you can choose the repayment method of quarterly interest settlement and monthly repayment of principal after a certain period of time. Except for the obvious seasonal characteristics of cash flow in operating projects. Here I would like to introduce the female Wechat business loan and related basic matters, hoping to help you.

What are the conditions and procedures for women's entrepreneurial loans?

Different banks have different processes and rules in different places. Take Xiamen as an example.

Supported objects and conditions:

1, holding Xiamen household registration certificate and ID card;

2. Entrepreneurial women (legal persons with business licenses);

Under 3.55 years old (pure agriculture outside the island can be appropriately relaxed to 60 years old);

4. Have no bad credit record or other economic violations, and have full capacity for civil conduct.

Scope of funded projects:

1. All legal business activities that comply with relevant national laws, regulations and policies, and the established entities have obtained industrial and commercial business licenses and other licenses required by the investment industry.

2. Give priority to supporting scientific and technological planting and breeding, as well as "farmhouse music", "fisherman's music" and "family farm", or professional cooperative organizations with women as the main body, rural e-commerce platforms and other projects suitable for women's entrepreneurship.

Support method:

1. The maximum loan amount is 200,000 yuan, which is applied in three batches every year.

2. The maximum discount period shall not exceed 2 years.

3. Each person can enjoy up to 2 financial concessions for small secured loans.

Application process:

1. The applicant applies to the village (neighborhood) Women's Federation: (1) Fill in the Application Form for Small Guaranteed Loan for Women's Entrepreneurship in Xiamen; (2) a copy of the ID card; (3) A copy of the industrial and commercial business license; (4) Copies of relevant documents of the established enterprise or project.

2. The Township Women's Federation visited to understand the situation.

3, District Women's Federation spot check, summary, audit.

4. The publicity list approved and provided by the Municipal Women's Federation shall be reviewed in strict accordance with the provisions. If it meets the supporting conditions, it shall be publicized in the village (neighborhood) where the applicant is located, and the publicity period shall be 5 working days. If there is no objection at the expiration of the publicity period, the Municipal Women's Federation will issue a notice on loan handling.

5. The applicant shall go to the handling financial institution by himself within 20 working days with the notice.

How long will the interest-free loan of the Women's Federation be repaid?

The women's Federation's interest-free loan is aimed at entrepreneurial women, so it must meet their conditions.

It is a good channel for many women who want to start a business but have no funds.

(1) Applicant

Unemployed women registered in cities and towns who have local household registration, are under 55 years old (including 55 years old), have entrepreneurial aspirations and meet the current application conditions for small secured loans; Rural women with household registration in our district, under 55 years old (including 55 years old), legal production projects and repayment ability, entrepreneurial desire and entrepreneurial ability; An economic entity established by women who meet the above conditions in partnership and organized for employment.

Women's federations at all levels commend women entrepreneurs and rich leaders.

(two) women's economic cooperation organizations to support the project leaders, "double learning and double ratio" female champion, female experts should give priority to support.

Low-profit industrial projects in line with current national policies and suitable for women;

1, development and production of agricultural products, handicrafts and tourism products with local characteristics;

2. Community and family services that mainly attract women's employment;

3, family farming, processing, manufacturing, transportation, and tourism, agriculture, farmhouse music and other services and women's services;

This is the end of the introduction about the policy of 20 16 loan for women's federations and what procedures are needed to get a loan for women's federations. I wonder if you have found the information you need?