Renren loan is an early P2P platform, and it ranks high in the P2P industry at present. At present, Renren Loan has also received Series A financing of $65.438+$300 million, which has been operating normally since its launch. However, with the continuous lightning storm in P2P industry in recent years, some P2P platforms with long operation time and good background have emerged. Users can't just look at whether a P2P platform is reliable.
At present, the country is rectifying the P2P industry. Prior to this, the regulatory filing policy of P2P industry was also introduced. At present, the filing of P2P has not officially landed, and there is no successful filing of P2P platform. Therefore, users can continue to pay attention to the filing situation of P2P industry. Generally, as long as the successful platform is basically reliable, then everyone's loan platform actively participates in the national record. Official website has also disclosed all kinds of information as required, and accessed bank deposits as required. The most successful filing time depends on the specific landing time of the policy and whether everyone's loan can pass the filing review.
In addition, the most important thing for loan users is to see whether the loan fee of everyone's loan is reasonable and formal. According to the introduction of users who have applied for loans in Renren Loan, the current fees for Renren Loan are within the interest rate range stipulated by the state, so the fees are relatively compliant. However, compliance does not mean that interest rates are not high. After all, the state stipulates that the maximum annual interest rate of loans is 36%. Therefore, users need to see if the loan interest rate applied for will be too stressful when applying for a loan from everyone according to their actual situation.