Non-repayment will lead to low credit evaluation. First, the bank will sue you and force you to repay. Secondly, you can't borrow money to buy a house or a car and spend money seven years in advance. You can't use the credit card any more. This is not recommended. Now is the credit market, without which nothing can be done.

Late fees, interest and other expenses will be incurred within 3 months. If it exceeds 3 months, it will be handed over to the collection department. First of all, I will call you and make various statements. If I don't repay the loan, I will report it directly to the blacklist of personal credit information system of China People's Bank. It will be more troublesome to apply for loans and credit cards in the future If the amount is below 6,543,800+0,000, it will generally not be handed over to the economic investigation department.