Is the down payment required for Jingdong Baitiao in full?
Jingdong Baitiao does not require down payment.
No down payment is required when using Jingdong Baitiao. As long as the account is normal and there is available credit, you can use Baitiao to pay in full. When repaying, you can choose to repay in installments. Does using JD Baitiao installment require a down payment?
No, if your JD Baitiao limit is greater than the goods you want to buy in installments, you can directly select JD Baitiao installment when making payment. If your limit is not enough, Menier can choose to combine installments, pay part of it yourself, and pay part with JD.com Baitiao installment
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No, you can just choose JD Baiti installment when making payment. But when using Jingdong Baitiao, you should pay attention to:
1. The quota of Jingdong Baitiao is independently given by Jingdong based on the user’s credit rating. Currently, it does not support active “limit increase application”, but every six months, Jingdong will adjust the limit once based on the user's credit situation, so good repayment habits are a crucial factor in whether the limit can be successfully raised;
2. Jingdong Baitiao only supports online payment and does not support cash on delivery;
3. JD Baitiao only supports the purchase of self-operated products on JD.com. It does not currently support products from third-party sellers, nor does it support the purchase of virtual goods;
4. Users use JD.com After paying the IOU, if the debt is overdue, JD.com will charge liquidated damages at a daily rate of 0.3%. Do I need a down payment when using JD Baitiao installment payment to buy something? Or pay it back next month?
No down payment is required when using JD Baitiao. As long as your account is normal and you have available credit, you can use the Baitiao credit to pay with Baitiao. However, a down payment is required when using Baitiao loans under JD consumer installments, such as education Baitiao, medical beauty Baitiao, etc.
Jingdong Baitiao currently has two types: order-based and bill-based. The repayment time after choosing installment is different:
Orders for order-based Baitiao installment need to be repaid at the end of each installment. If the repayment is to be made before the date of repayment, the repayment date shall be consistent with the IOU payment date. If there is no such day in the repayment month, the repayment date shall be the last day of the month.
One installment of Baitiao bill is one month. After the bill is installment, the first installment will be included in the next installment, and no repayment is required for this period.
The repayment date after Jingdong Baitiao's installment is introduced as follows:
1. Order making of Baitiao:
Jingdong Baitiao's installment orders must be placed at the end of each installment Repayment is made before the repayment date. One period is one month, and the repayment date is consistent with the IOU payment date. If there is no such day in the repayment month, the repayment date will be the last day of the month.
For example: Use Baitiao to spend 1,200 yuan on April 1, 2016, and pay in 3 installments. The service fee rate for each installment is 0.5%. The deadline for each payment is:
Special Note: If the installment is made at the end of the month, such as using Baitiao consumption on January 31, the payment will be made in 3 installments. The deadline for each payment is: February 28/29 (if any), March 31, and April 30 day.
2. Billing system and white notes:
Jingdong Baitiao bill installment is one month. After the bill is installment, the first installment will be included in the next bill, and no repayment is required in this period.
Example: The user bill date is February 1st, the current billing cycle is from 1.1 to 1.31, and 2.10 is the repayment date
If consumption is made between 1.1 and 1.31, If the order is installed in installments, the first installment payment date will be 2.10 (order installment)
If the bill installment is carried out between 2.1-2.10, the first installment payment date will be 3.10 (bill installment) JD.com Does a IOU require a down payment?
No down payment is required when using Jingdong Baitiao. As long as your account is normal and there is available credit, you can use the Baitiao credit to pay with Baitiao. A down payment is required when using Baitiao loans under JD consumer installments, such as education Baitiao, medical beauty Baitiao, etc.
Jingdong Baitiao can be used through the computer and APP. The specific operations are as follows:
1. Computer terminal
Baitiao payment at the computer checkout counter
① In Jingdong Select the products you like in the mall and add them to the shopping cart
Go to the shopping cart for checkout
Check the pre-purchased products and go to checkout
②When checking out, choose the payment method "Pay online" and then submit the order
③After selecting "Illustration" and "Discount" on the cashier page, enter the payment password to complete the payment
2. APP terminal
< p>1. JD Finance App Baitiao Payment①Add the product to the shopping cart through JD.com and JD Finance App, click "Go to Checkout"
②Select "Online Payment" as the payment method. Submit the order
③Select "Pay with white slip" at the checkout counter. If there are other discounts for the product, the "Discount Methods" menu will be displayed. Check it. If there are no discounts available, there will be no such menu. Display
2. JD Payment on JD Finance App
①Add the product to the shopping cart through JD or JD Finance App and click "Go to Checkout"
②Submit the order Before entering, select "online payment" as the payment method
③Select "Iu Tiao" at the cashier to check the preferential method and select "Iu Tiao"
3. JD Finance App JD Payment
①Add the goods to the shopping cart through the JD Finance App and click "Go to Checkout"
②Select "Online Payment" as the payment method
③Select "JD Pay" at the cashier , change the payment method to "IOU", check the offer and click Pay Now