At present, banks that are generally lax will not be very strict in auditing cash flow statements, but in western countries, the main assessment is the cash flow of enterprises, not the balance sheet or income statement. Cash flow from operating activities is the most authentic and important table in the cash flow statement, which can directly reflect the operating activities of enterprises. If you are producing a negative number now, it means that the production and business activities in recent times are not very ideal. In addition, it depends on the stage of your enterprise loan. If the loan term is coming, you should adjust the statement quickly, so that it is possible to extend it or borrow the old and return it to the new.