Legal basis: Article 120 of the Civil Procedure Law submits a complaint to the people's court, and submits copies according to the number of defendants. If it is really difficult to write a complaint, it can be made orally, which will be recorded by the people's court and the other party will be informed. Article 158 In a simple civil case, the plaintiff may bring a suit orally. Both parties may at the same time request the grassroots people's court or the court dispatched by it to resolve the dispute. The basic people's court or the court dispatched by it may hold a hearing immediately or hold another hearing.
The so-called depository agreement is a manifestation of the formalization of online lending companies and conforms to state regulations. The online loan company gives the money to the bank, and the loan is approved by the bank. Of course, banks will also collect money. If the overdue bank sends your overdue information to the People's Bank of China for credit investigation, the name of your overdue online loan will no longer be displayed on the credit investigation, but the name of the depository bank will be displayed.
Therefore, the depository agreement is filled out by the credit website. If you borrow money on the credit information online lending platform, you must return it on time and cherish your credit information. There are two kinds of online loans without credit information. One is to check the credit but not the credit. To put it bluntly, it is based on credit information display and combined with big data. The second is sesame sub-loan, based on Alipay sesame sub-loan. The higher the sesame sub-loan, the higher the application probability. Then combine it with big data for approval. The so-called loan that the intermediary doesn't have to pay back is of course the second kind, taking advantage of the hearts that ordinary people don't understand, especially narrowing this scope to students, gamblers and people addicted to online games.
This is a mediation routine. Most people don't know what big data is, and it will ruin big data if they don't pay back the online loan. Big data is more than just credit information. It consists of online shopping websites, virtual consumption websites, websites that are habitually visited and mobile phone operators. Your hobbies, habits, your address, your phone number and the phone number of your family can all be cashed out. Have you ever made online loans, and how many are overdue? What you filled in is different from what the big data shows.