1, first, the unit where you work gives you the provident fund, and then you have a provident fund account;

2. The provident fund must be deposited for more than 12 months, and the time and deposit amount must be more than 12 months.

3. There are no outstanding provident fund loans.

4. It's not a relevant procedure for minors to borrow money.

You only need to prepare: your provident fund account; The unit's provident fund account number;

3. Monthly deposit;

4. deposit ratio;

5. Deposit place of the provident fund.

Through the above five points, you can work out the maximum amount you can borrow. Housing accumulation fund system is a kind of housing security system and a form of monetization of housing distribution. The housing accumulation fund paid by the unit for employees is an integral part of employees' wages. It is the unit's obligation to pay the housing provident fund for employees, and it is the legal right of employees to enjoy the housing provident fund policy. Some units have not established a housing accumulation fund system for employees, which infringes on the legitimate rights that employees should enjoy.