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Loan interest rate details

List of lpr interest rates in 2022

Updated on October 20, 2022:

The loan market quoted interest rate (LPR) on October 20, 2022 is: 1 The one-year LPR is 3.65, and the LPR over five years is 4.3.

Note: The above LPR is valid until the next LPR is released.

Updated on September 20, 2022:

The loan market quoted interest rate (LPR) on September 20, 2022 is: 1-year LPR is 3.65, and 5-year and above LPR is 4.3.

Updated on August 22, 2022:

The loan market quoted interest rate (LPR) on August 22, 2022 is: 1-year LPR is 3.65, and 5-year and above LPR is 4.3.

Updated on July 20, 2022:

The loan market quoted interest rate (LPR) on July 20, 2022 is: 1-year LPR is 3.7, and 5-year and above LPR is 4.45.

Updated on June 20, 2022:

The loan market quoted interest rate (LPR) on June 20, 2022 is: 1-year LPR is 3.7, and 5-year and above LPR is 4.45.

Updated on May 20, 2022:

The loan market quoted interest rate (LPR) on May 20, 2022 is: 1-year LPR is 3.7, and 5-year and above LPR is 4.45.

Updated on April 20, 2022:

The loan market quoted interest rate (LPR) on April 20, 2022 is: 1-year LPR is 3.7, and 5-year and above LPR is 4.6.

2017 Bank Loan Interest Rate Table

The 2017 Bank Loan Interest Rate Table is as follows:

The bank loan interest rate refers to the ratio of the interest amount and the principal amount during the loan period. Proportion. my country's interest rates are uniformly managed by the People's Bank of China. The bank loan interest rate refers to the benchmark interest rate set by the People's Bank of China, and the actual contract interest rate can fluctuate within a certain range based on the benchmark interest rate. The loan interest rate refers to the ratio of the interest amount to the principal amount during the loan period. When determining the interest rate of a loan contract with a bank or other financial institution as the lender, the parties can only negotiate within the upper and lower limits of the interest rate stipulated by the Bank of China. If the loan interest rate is high, the borrower's repayment amount will increase after the loan period, otherwise, it will decrease.

Extended information

Loan interest rate is the interest rate charged by banks and other financial institutions from borrowers when they issue loans. There are roughly three categories: the central bank's loan interest rate to commercial banks; the commercial bank's loan interest rate to customers; and the interbank lending rate.