2. Secondly, submit a loan application: the borrower goes to the bank to apply for a mortgage loan with information? Fill in the loan application form, and the bank will make a preliminary examination of the borrower's loan qualification.
3. Final evaluation of collateral: Does the bank evaluate the value of collateral? This is also one of the prerequisites for determining the loan amount. Handling loan procedures and mortgage procedures: banks handle mortgage procedures, handle loan procedures with borrowers, sign loan contracts, borrow from banks, and banks issue loans to borrowers.