1. The borrower is over 18 years old and is a legal citizen of our country.

2. Have a fixed address in the local area.

3. Have a stable and legal income and be able to repay the loan principal and interest on time.

4. Personal credit record is good.

5. If you apply for mortgage loan, you need to provide collateral approved by the bank.

6. Other conditions required by Lanzhou Bank.

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