operation sequence/order

1. Repayment in full in advance: after the loan bank verifies that the relevant materials are correct, it will go through the formalities of prepayment in full.

2. Early repayment with the same loan term: the loan bank instructs the borrower to fill in relevant agreements. If the original loan guarantee method is mortgage+insurance and the mortgage registration has not been handled, the original insurance policy, my ID card and relevant agreements shall be used to go through the formalities of insurance reduction at the insurance company designated by the city center, and the final agreement shall be sent to the corresponding sub-center by the loan bank in time.

3. If the original loan guarantee method is mortgage+insurance and the mortgage registration has been completed, and the borrower who chooses non-mortgage+insurance applies for partial repayment in advance and shortens the loan period, the loan bank will instruct the borrower to fill in the relevant agreement, and the signed agreement will be sent to the corresponding sub-center in time by the loan bank.

4. The original loan guarantee method was mortgage+insurance, which is still within the insurance period, and the mortgage registration has not been completed: the borrower can apply for partial repayment in advance and shorten the loan period, and can go directly to the guarantee center for handling.