2. If a household registered in Dalian owns two or more houses in the restricted purchase area, the sale of houses in the restricted purchase area will be suspended;
3. Foreign registered families can only buy one property in the restricted purchase area. In addition, it is necessary to provide a tax or social security certificate that has been paid continuously in this city for 12 months or more, and the overdue person cannot pass the audit;
4. Students and college graduates who have graduated for less than five years are not restricted by the conditions for purchasing houses with foreign household registration.
Legal basis: Notice of the General Office of Dalian Municipal People's Government on Promoting the Stable and Healthy Development of Dalian Real Estate Market.
1. Implement the housing purchase restriction policy. Households with registered residence in this Municipality (including families whose family members are registered residents in this Municipality) who own two or more houses in Zhongshan District, Xigang District, Shahekou District, Ganjingzi District and Hi-tech Park (hereinafter referred to as the central city) will be suspended from selling houses (including commercial houses and second-hand houses, excluding apartments, the same below) in Zhongshan District, Xigang District, Shahekou District and Hi-tech Park (hereinafter referred to as restricted areas).
Non-registered households in this city own 1 sets or more houses in the central city of this city, and the sales of houses in restricted areas are suspended. Families who are not registered in this city have no housing in the central city of this city, and can purchase 1 apartment in restricted areas. When purchasing a house, you must provide a personal income tax or social insurance certificate that you have paid 12 months or more in this city in the first two years from the date of application for purchasing a house. Supplementary personal income tax or social insurance certificate will not be recognized.
Houses acquired by resettlement, inheritance, judicial judgment, etc. Not within the scope of purchase restriction. Personal income tax or social insurance certificate, marriage registration status, household registration certificate and other materials are jointly formed by relevant departments in the municipal real estate registration center to achieve "one-stop" service, and are verified and identified according to their respective responsibilities. The time for determining the purchase restriction of commercial housing is based on the filing time of the online signing of the purchase contract, and the time for issuing the tax payment certificate is based on the second-hand house.
(Responsible units: Municipal Bureau of Land and Housing Management, Municipal Bureau of Human Resources and Social Security, Municipal Local Taxation Bureau, Civil Affairs Bureau and Municipal Public Security Bureau)
2. Newly purchased houses are strictly listed. Anyone who newly purchases a house in the restricted purchase area must obtain a certificate of immovable property rights for 2 years before listing and trading. (Responsible unit: Municipal Bureau of Land and Housing Management)
3. Implement differentiated housing credit policies. The maximum loan amount of a single housing provident fund in the central city was reduced from 450,000 yuan to 400,000 yuan. If a family purchases a second home and applies for a personal housing provident fund loan, the down payment ratio shall not be less than 60%, and the loan interest rate shall be 1. 1 times the benchmark interest rate of the personal housing provident fund loan in the same period; Stop issuing housing provident fund and personal housing loans for the purchase of third and above houses. In the restricted purchase area, the minimum down payment ratio for households applying for commercial personal housing loans to purchase the first home is 30%; For households that already own 1 apartment, the minimum down payment ratio is 40% in order to improve their living conditions and apply for a commercial personal housing loan to buy a house again. The loan interest rate shall be implemented in accordance with the relevant regulations of the bank. (Responsible units: Dalian Banking Regulatory Bureau, Dalian Central Branch of China People's Bank, and Municipal Housing Provident Fund Management Center)