As an omnipotent super giant, Alibaba can now provide all kinds of loans for everyone. Many friends reported that Ali credit loan could not be renewed. Answer relevant questions here for your reference. Because in Ali credit loans, the most concerned are ant borrowing and online business loans, so here we mainly introduce the reasons why Ali credit loans cannot be renewed through these two loan products. Let's first look at the reasons why ants can't renew their loans. 1. As one of Ali's credit loan products, Ant Borrowing requires higher personal credit of borrowers. Therefore, once everyone's sesame credit score is greatly reduced, it may not be possible to renew the loan. The events that led to the sharp drop in Sesame Credit Score include: being complained by Taobao sellers and being identified as a malicious buyer by Alibaba. 2. If everyone uses the loan in violation of the loan contract and Ali finds out, then everyone's ants may not be able to renew the loan. Loans borrowed by ants are not allowed to be used for stock trading, real estate speculation, futures speculation, etc. Can not be used for illegal activities such as gambling and smuggling. 3. If you are seriously overdue after obtaining the ant loan, it is very likely that you will not be able to renew the loan. Because Ali credit loan has a great punishment for the borrower's overdue behavior. The above explains why Ali's credit loan cannot be renewed through ant borrowing. Next, I will introduce the reasons why Ali Credit Loan cannot be renewed through online commercial loans. 1. Online commercial loans require the credit information of both the borrower and the husband and wife. Therefore, there is a problem with the credit information of one spouse, which may lead to the failure to renew the online commercial loan. 2. If there are major negative news in Renren Store, such as being complained by a large number of users and being exposed by relevant departments for selling fake goods, etc. , you will immediately lose the qualification to renew your online commercial loan.