16.2 the annual interest rate of online merchant loans is not high, which is not high in the range of 6.48%~ 16. Generally speaking, online business loans have a conscience, and the principal you repay each period is gradually reduced, because the interest per period is also decreasing, which is the case in many formal ones.
1. What's the difference between a basic bank account and a general bank account?
1. Postal Savings basic deposit account is a bank settlement account opened by depositors for receiving and paying money, and a bank settlement account opened by a banking institution other than the bank in basic deposit account is used for loans or other settlement. 3. Special deposit accounts and special management settlement accounts for special funds as stipulated by laws, administrative regulations and rules. 4. A temporary deposit account is an account opened by a depositor for temporary needs and used within a specified period of time.
Second, what is the role of basic households?
Basic deposit account is the main account for transfer settlement and cash receipt and payment, and the fund receipt and payment of daily business activities and the withdrawal of wages, bonuses and cash can be handled through this account. Depositors can only open a basic account in one bank, which is the premise of opening settlement accounts in other banks. According to the Regulations on the Administration of RMB Bank Settlement Accounts, an organization can only choose one bank to apply for opening a basic deposit account.
What is the role of residents?
1. basic deposit account is an account used by depositors for daily transfer settlement and cash settlement. 2. basic deposit account is the collection and payment of funds for regular business activities and the withdrawal of wages, bonuses and cash, and Sun Yin should handle it through this account. 3. The general deposit account is used for deposit, loan repayment and other settlement funds, but cash withdrawal is not allowed.
2. The loan is 240,000 yuan, and the annual interest rate is 16.2, which will be repaid in five years. How much is the monthly repayment?
Is the annual interest rate a bit high?
Third, is the annual interest rate of online merchant loans 16.2 high?
16.2 the annual interest rate of online business loans is not high, and the normal range stipulated by the state is between 6.48% and 16.2%, which is not high. Generally speaking, online business loans have a conscience, and the principal you repay each period is gradually reduced, because the interest per period is also decreasing, which is the case in many formal ones. 1. What's the difference between a basic bank account and a general bank account? 1. basic deposit account is a bank settlement account that depositors need to open for daily transfer settlement and cash receipt and payment. 2. A general deposit account is a bank settlement account opened by a depositor in a banking institution outside basic deposit account for loan or other settlement needs. 3. Special deposit account is a bank settlement account opened by depositors in accordance with laws, administrative regulations and rules for the special management and use of their special funds. 4. Temporary deposit account is a bank settlement account opened by depositors for temporary needs and use within the prescribed time limit. Second, what is the role of basic households? Basic deposit account is the main account for transfer settlement and cash receipt and payment, and the fund receipt and payment of daily business activities and the withdrawal of wages, bonuses and cash can be handled through this account. A depositor can only open a basic deposit account in a bank. Opening a basic deposit account is a prerequisite for opening other bank settlement accounts. According to the Regulations on the Administration of RMB Bank Settlement Accounts, an organization can only choose one bank to apply for opening a basic deposit account. 3. What is the function of the basic account? 1. basic deposit account is a bank settlement account that depositors need to open for daily transfer settlement and cash receipt and payment. 2. basic deposit account is the depositor's main account. The depositor's daily business activities, such as fund receipt and payment, and the withdrawal of wages, bonuses and cash, are all handled through this account. 3. The general deposit account is used for the deposit of depositors' loans, loan repayment and other settlement funds. This account can be used for cash deposit, but cash cannot be withdrawn.
4. Is the annual interest rate 16.2 high?
The annual interest rate is 16.2. Under the current economic situation, the annual interest rate of 16.2% is high, which belongs to the high interest rate level. At present, the annual interest rates of bank demand deposits and time deposits are between 0.35% and 3.5%. The annual interest rate of bank loans is between 4.2% and 7%, and does not exceed 10%. Therefore, the annual interest rate of 16.2% has exceeded several times the annual interest rate of bank deposits and loans, so the annual interest rate of 65,438+06.2 is high.