The process of applying for prepayment is as follows:
1. The borrower calls the customer service phone of the loan bank to make an appointment for prepayment, and asks about prepayment.
2. The borrower brings ID card, loan contract and other materials to the loan bank to formally apply for early repayment.
3. After the approval of the bank, the borrower shall go through the relevant formalities for prepayment.
4. The borrower deposits the due amount into the repayment card at the bank counter to complete the prepayment.
Specific steps: 1. The borrower must first make an appointment through manual customer service at least half a month in advance to repay the loan in advance.
Then, the borrower should bring his valid certificate.
Identity documents, loan contracts and other related materials to the bank's bank branch counter, apply for early repayment.
3. After the approval of the bank, the borrower goes through the relevant formalities in the bank and deposits the prepayment amount into the designated account.
4. Some banks are different. If you want to repay in advance, you need to re-sign some contracts and pay liquidated damages.
References:
Baidu baike