At present, there is no credit loan business based on provident fund. If you have a savings card of China Merchants Bank, you can consider applying for a lightning loan from China Merchants Bank, log in to mobile banking, and click "My"-"All"-"Loan"-"Loan" to enter the application page. (Reply time: 2065438+June 4, 2009, please refer to China Merchants Bank official website for the latest business changes).
2. China Merchants Bank's credit card is overdue twice. Can CCB's provident fund be loaned?
Twice has little effect.
3. Can China Merchants Bank apply for a provident fund card?
1. The principle of China Merchants Bank's provident fund joint card account opening business is that corporate customers come to our counter to open accounts collectively, and individual account opening applications are not accepted. When a company opens a collective account for a joint card, it must first register the deposit at the bank provident fund counter and apply for setting up a personal account for its employees.
2. The replacement of the provident fund card needs to be handled at the original unit provident fund bank. The provident fund has not been paid for a long time, and the account is now in a centralized sealed state. You can apply for a one-time withdrawal of the balance of the provident fund account. Don't return this part for nothing. If there is a new unit, you can continue to pay the provident fund. Just check your personal account and transfer it directly to your new unit.
3. The joint provident fund card is a bank card issued by the housing provident fund management center in cooperation with commercial banks to serve employees who have paid housing provident fund. It has multiple functions of housing provident fund deposit voucher, account inquiry and bank debit card, and is an effective voucher for employees to deposit housing provident fund. From March 25th, 20 13, employees who have paid housing provident fund can directly apply for a joint housing provident fund card with credit card function in their own names without going through the company. 1. The card of China Merchants Bank is not activated, which will not affect the related business of the provident fund account. 2. The fund transfer-in business is not affected, but if you want to handle the fund transfer-out business, you must activate the card first.
4. Does China Merchants Bank have provident fund credit loan business?
If you apply for a loan from China Merchants Bank, the business you are talking about now belongs to the credit loan business of China Merchants Bank. Credit loans can only be used for personal consumption purposes (including car purchase, decoration, education, bulk shopping, tourism, etc. ), and you need to provide proof of use when applying, because the collateral review is strict. The specific application requires you to provide personal information through the counter personal loan department, and the handling bank will review your situation before handling it.