10 answers
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1. What if a person goes to prison and owes a bank loan?
If the couple were husband and wife before, the debt was paid by the family, and it could be paid by the wife and parents. If it is a divorce, parents can repay the money, and the woman does not need to bear the responsibility for repayment. If there is only one man at present, there will be one person who has economic income to pay off bank debts after serving his sentence.
2. Can't I get a loan from the bank after being in prison?
1. There are two possibilities whether you can get a loan from the bank after you go to prison. If you go to jail because of financial credit, you won't get a loan. If you have repayment ability for other reasons, you can borrow money.
2. Bank loan refers to an economic behavior that banks lend funds to people in need of funds at a certain interest rate according to national policies and return them within the agreed time limit. Moreover, in different countries and different development periods of a country, the types of loans classified according to various standards are also different. For example, industrial and commercial loans in the United States mainly include ordinary loan limits, working capital loans, standby loan commitments, and project loans. In Britain, industrial and commercial loans mostly take the form of bill discount, credit account and overdraft account.
3. My husband is in prison. What about the bank loan?
Your property belongs to * * * property, and your debt belongs to * * * debt. Please pay it back.
My husband was sentenced to prison, and now he wants to buy a house with a loan, and the deposit has been paid. The bank also said that he could not get a loan after being sentenced to prison. What should I do?
Change banks and tell your account manager. If it is second-hand, tell the intermediary and let them solve it quickly.
5. Why was the loan refused because there was a criminal case before?
1. A person sentenced to imprisonment will be reinstated as a natural person as long as he returns to society after serving his sentence. Both natural persons and legal persons have the subject qualification to realize the contractual relationship, which will certainly not affect their establishment of credit or loan contractual relationship with banking institutions.
2. At the same time, there are no laws or restrictions, and people who serve or are released from prison cannot borrow money. Of course, the loan must meet other conditions attached by the bank.
6. I have been in prison twice and the bank won't give me a loan. What should I do?
Having been in prison twice, it is impossible to borrow money from formal financial companies such as banks!
7. How to make the mortgage not belong to me when my husband is in prison?
1. Because he still can't save face and tell his parents that he is waiting for an opportunity to say, you'd better not worry. Let's just say that. I'll leave it to you. Can it be solved? If you can solve it, I don't care.
Less urging between husband and wife, otherwise it is easy to quarrel.
8. I have been in prison before, and I was released from prison. At the time of sentencing, he was fined 654.38 million and never paid it. Can I be the guarantor of my husband's loan?
1. In your case, you will be included in the list of untrustworthy people by the court, restricting high consumption and not being able to contact credit yourself! You don't have this qualification yourself, so it's impossible to vouch for your husband! In fact, many banks now have unsecured credit loans. You can let your husband try this!
9. My boyfriend said he was in prison. Now I feel as if he is lying to me. Can people with criminal records get loans? He also lent me a mobile phone. I want to know before he does.
1. Prison is not directly related to the loan. The prison didn't say no loans, so what he said may be true. Generally speaking, joking in this respect is not a joke.
I spent six years in prison, but I couldn't get a bank loan.
1. If you have a stable job income and a monthly salary, it means that you have the ability to repay, or you have a house and a car as collateral, you can go to the bank for a loan.