1. How much is the interest rate of rural credit cooperative credit loans?

There is no fixed value for rural credit cooperative loan interest. Its loan interest is mainly guided by the central bank’s benchmark interest rate. .

The minimum loan interest rate of rural credit cooperatives is nine-tenths of the central bank’s benchmark loan interest rate, and the highest increase factor is two-point three times the central bank’s benchmark loan interest rate. In rural credit cooperatives, they can The loan interest may be raised or lowered depending on the specific circumstances of the lender, and rural credit cooperatives can adopt preferential policies on loan interest for members who have invested in the company.

2. What is the interest rate for rural credit cooperative loans?

The 2009 loan has not been released yet. You can refer to the previous one. I don’t know what you want to use it for? See which one is suitable. You: Loan type execution interest rate (monthly interest rate ‰) 1. Time deposit certificates Credit union certificates of deposit, treasury bills, time deposit certificates that have received freezing notices from other banks are pledged within six months (inclusive) 4.65 Six months to one year ( One year included) 5.1 One to three years (three years included) 5.25 Three to five years (five years included) 5.4 More than five years 5.7 2. Loans to private enterprises and state-owned enterprises within six months (six months included) 6.975 Six Months to one year (including one year) 7.65 One to three years (including three years) 7.875 Three to five years (including five years) 8.1 More than five years 8.55 3. The salary pledge for credit union loans must be within six months (including six months) ) 5.58-7.44 Six months to one year (including one year) 6.12-8.16 One to three years (including three years) 6.3-8.4 Three to five years (including five years) 6.48-8.64 More than five years 6.84-9.12 4. Farmers Small credit loan Credit village (town) within half a year (including 6 months) Level 1 6.045 Level 2 6.51 Level 3 6.975 More than half a year Within one year (including one year) Level 1 6.63 Level 2 7.14 Level 3 7.65 Non-credit village (town) ) Within half a year (including 6 months) 8.1375 More than half a year Within one year (including one year) 8.925 5. Housing loan five years 5.85 15 years 6.12

3. How to calculate the interest on rural credit cooperative loans?

Hello

The calculation of rural credit cooperative loan interest is: interest = principal × interest rate × years.

1. Short-term loan: six months (inclusive) 4.86;

Six months to one year (inclusive) 5.31,

2. Medium and long-term loan : one to three years (inclusive) 5.40;

three to five years (inclusive) 5.76;

more than five years 5.94,

3. Discount: The discount interest rate is determined by adding points to the lower limit

30% off the interest rate for commercial housing loans between 5 and 30 years

4.16

The base interest rate for commercial housing loans between 5 and 30 years

5.94

Commercial mortgage loan for 1-5 years (including 5 years), interest rate is 30% off

4.03

Commercial mortgage loan for 1-5 years (including 5 years) Base interest rate

5.76

Provide fund loan for more than 5 years

3.87

Provide fund loan for 1-5 years (including 5 years)

3.33

You can apply for loan business from local rural credit cooperatives or local banks, but it is recommended to apply online because the local rural credit cooperatives or bank loan officers may not be available. Not professional, but some professional lending institutions are more professional and can help find the most suitable loan plan without geographical restrictions