If the subject wants to know, "What if the car loan is overdue and the car leaves?" The relevant contents are as follows: the car loan is overdue and the car has left. Solution: 1 It is recommended to repay the arrears as soon as possible. The consequence of overdue car loan is car mortgage, so mortgage the car to the loan company. Therefore, if the borrower fails to repay the loan, the lending institution can auction the borrower's car directly for repayment; 2. Before this, the lending institution will ask the borrower to repay many times. During the repayment urging period, there will be a certain interest fee, which is a penalty interest, which is relatively high, and the borrower's repayment pressure will increase during this period; 3. It is relatively easy to run a car mortgage through a loan company, but the borrower must not be lucky enough not to repay the loan, and the loan company has plenty of ways to prevent itself from "losing money". Therefore, we should do what we can to avoid the phenomenon of inability to repay.

Second, how to deal with the overdue car being driven away?

The overdue car is recovered as follows:

1. Find out what the lender's criteria for judging the trailer in the contract are, whether there are laws to follow, and whether its overdue behavior triggers the trailer mechanism designated by the other party. If the contract is not written, or the severity of overdue fails to meet the requirements of the other party, the owner can collect evidence and complain to the regulatory authorities to safeguard his rights and interests.

2. To confirm the requirements of the other party's trailer scheme, it is necessary to verify whether the other party's procedures are complete and approved. For selfish trailers without legal permission, the owner is advised to collect evidence and complain to the regulatory authorities.

3. Arrange repayment as soon as possible. The car is mortgaged in the bank, and the owner does not have full ownership. The solution is to raise money to get the overdue principal and interest back. Once the overdue time is too long and the arrears are not handled, the lender will eventually apply for auction of the recovered car, and the credit record of the overdue person will also have a bad record.

4. If you are unable to repay, you should actively communicate with the lender to negotiate repayment, ask for a certain grace period, or re-formulate the repayment plan.

3. What if the overdue car is towed away?

100 yuan to buy a second-hand bike will be fined?

Four. How to deal with overdue installment of ICBC cars?

The most common methods of detaining cars and disposing of banks

There are two most common types. First, if a month fails to repay on time, the owner still needs to pay a large amount of liquidated damages, which is unreasonable for the owner; Second, after several installments, the guarantee company directly found someone to stop the owner's car on the road and drive away. If the owner wants to get the car back, in addition to paying off the loan and liquidated damages, he has to pay all kinds of expenses incurred by the guarantee company in the process of finding someone to detain the car, which are generally tens of thousands.

Disposal methods and suggestions

First of all, you have to know that you broke the contract first, and you have to pay the other party's loan principal and interest and late fees. And bear other liabilities for breach of contract as agreed in the contract. After the loan is paid off, the vehicle still belongs to you. If the other party is liable for breach of contract, please record it and ask the other lawyer. Loans are risky, so you should do what you can according to your personal ability and find a formal lending institution to lend. Don't spend too much money in advance. Because once you default, it will directly affect your personal credit and future loan/credit card consumption.