1, Wuhan household registration can buy two suites in Wuhan.
2. Individuals or families in Wuhan have purchased 1 apartment (regardless of whether the loan is settled or not), and the down payment ratio is ≥50%.
3. If the personal loan has been paid off when the loan is purchased, the second suite can apply for a provident fund loan.
Regulations of Wuhan Municipality on House Purchase
1. Restricted purchase areas: Jiang 'an District, Jianghan District, Hekou District, Hanyang District, Wuchang District, Qingshan District, Hongshan District, Wuhan East Lake New Technology Development Zone, Wuhan Economic and Technological Development Zone (excluding Hannan), East Lake Eco-tourism Scenic Area, and parts of Dongxihu District (gold and silver lake, Jinyintan and Wujiashan) and parts of Jiangxia District (Zhifang, Miaoshan,
The starting area of the Yangtze River New Town (east to Wuhu Pumping Station River, south to the north bank of the Yangtze River, west to Yushui River and Fuhe River, and north to Jiangbei Railway) is restricted in purchase and sale.
2, Wuhan household registration management regulations:
(1) Conditions for purchasing the first suite for Wuhan household registration: individuals or families in Wuhan have no housing or loans, and the down payment ratio is ≥30%.
(2) Purchase of second apartment by household registration in Wuhan: individuals or families in Wuhan have purchased 1 apartment (whether the loan is settled or not), and the down payment ratio is ≥50%.
Note that according to the talent settlement policy in Wuhan, those who meet the requirements can directly settle in Wuhan and purchase houses according to the household registration policy in Wuhan; Wuhan household registration has purchased 2 houses in Wuhan, and it is not allowed to buy houses in restricted areas (commercial and residential and pure businesses are not limited to purchase loans).
3. Non-Wuhan household registration regulations:
(1) Conditions for non-Wuhan household registration purchase: Non-Wuhan household registration purchase requires working in Wuhan, continuous payment of social insurance in Wuhan for 2 years and proof of personal income tax payment.
(2) Non-Wuhan household registration to buy the first suite: buyers need to buy a house in Wuhan without a house and a loan, and the down payment ratio is ≥30%. And non-Wuhan household registration meets the conditions for buying a house. There is only 1 house in the restricted area of Wuhan.