Which bank lends money quickly for personal credit

The banks that lend quickly are:

First, Guangfa Bank. Guangfa e-second loan, a subsidiary of Guangfa Bank, is a pure credit loan product. For office workers with good personal credit, it is relatively easy to apply. Generally, as long as their personal qualifications meet the requirements, the approval results will be issued within one working day at the earliest.

second, Shanghai Pudong Development Bank. Generally, as long as the borrower holds a debit card or a credit card of Shanghai Pudong Development Bank, he can try to apply for credit loan products such as silver point loan, universal fund and elite loan. Usually, as long as the user has good personal qualifications and stable income, he can apply.

third, Minsheng bank. Personal credit loan products under Minsheng Bank can be approved within 1 working days as long as users can provide stable work certificates, income certificates and good personal credit.

fourth, ping an bank. Ping An Bank's new loan is also an online credit loan product. As long as the user's personal credit is good and has certain repayment ability, the review is also relatively fast.

generally speaking, the loan approval of joint-stock banks is relatively lower than that of the four major banks, and the speed is relatively faster.

The bank that is the easiest to approve credit loans

Personal credit loans can be said to be a loan method that people are more willing to accept. I will briefly introduce several banks that are easy to approve

1. ICBC Ronge borrows

ICBC's personal credit loan brand, with a higher loan amount, with a maximum of 8, yuan, a lower loan interest rate and a minimum annual interest rate of 4.35%(LPR.5%) on a monthly basis.

2. Bank of Communications Huimin Loan

The personal consumption loan that Bank of Communications can apply for online is a pure credit application, and there is no need for mortgage or guarantee. The online loan amount can be up to 2, yuan, and the maximum amount can be up to 5, yuan for offline review. The longest loan period is 36 months, and the minimum annual interest rate is 4.32%. It is also a better choice regardless of the amount, term or interest rate.

3. Xingshan Loan

As a personal credit loan brand of Industrial Bank, the maximum loan amount is 2, yuan, and the annual interest rate (simple interest) is as low as 5.5%, which can be repaid as you borrow, with daily interest, and the interest on prepayment is calculated according to the actual days of use, without any prepayment fee. The credit loan method is very flexible, the loanable amount is not low, and the interest rate is not high.

4. Guangfa e-second loan

The personal credit loan products of Guangfa Bank are applied online in the whole process, even if they are approved, they are unsecured and unsecured, with a maximum amount of 2,, with an annual interest rate of 4.8%, a loan period of up to 3 years, and interest can be paid back as you borrow, which is a good choice.

which bank loan is the easiest to approve?

Relatively speaking, loans from ICBC, Agricultural Bank, China Construction Bank, Shanghai Pudong Development Bank and Bank of Communications are relatively easy to approve.

in addition, some local commercial banks' credit cards (debit cards) are also relatively easy to approve. Guangzhou Bank and Suzhou Bank can operate and select according to the characteristics of the cards.

where can I get a loan?

hello, ICBC.

1. Industrial and Commercial Bank of China

ICBC's personal comprehensive consumption loan has relatively wide consumption purposes, high loan amount and long loan term.

2. China Merchants Bank

The credit loans of China Merchants Bank can be distributed in stages according to customers' needs, and the sum of each loan amount does not exceed the approved loan amount. The loan period of each loan is the same and the repayment method is the same.

3. Construction Bank

CCB has a high loan amount, a wide range of consumer uses, and a low loan interest rate. The fast e loan launched by CCB has an interest rate of about 7.6%.

4. Industrial Bank

The maximum credit period of the personal comprehensive consumption line of Industrial Bank can reach 1 years. During the credit period, the line is used repeatedly, and the used line can be recovered after the loan is repaid.

Extended information

The matters needing attention in loan are as follows:

1. The information provided to the bank should be true, and the address and contact information of the person should be accurate, and the bank should be informed in time when it changes;

2. The loan purpose should be legal and compliant, and the transaction background should be true;

3. Choose the repayment method that suits you according to your repayment ability and future income expectation;

4. Apply for a loan amount according to your ability, and usually the monthly repayment amount should not exceed 5% of the total family income;

5. Read the terms of the contract carefully and understand your rights and obligations;

6. Repay on time to avoid bad credit records;

7. Don't lose the loan contract and iou. For mortgage loans, don't forget to cancel the mortgage registration after paying off the loan;

8. prepayment can only be processed by communicating with the bank one month in advance.

9. For foreigners to apply for commercial loans, banks generally require borrowers to have a stable income in the local area, but also to open a household registration certificate at the place where they registered (some banks also require an office certificate), while housing guarantee companies require foreigners to apply for a temporary residence permit in addition to their local income.