The accumulated funds of CITIC Bank are suitable for long-term deposits. According to relevant public information, this deposit is the abbreviation of CITIC Bank's deposit business, and it is a precious metal fixed investment product. It means that after the customer signs the deposit business agreement for free, according to the quotation provided by the bank trading system, during the trading time, the trading channels and systems provided by the bank can buy and sell according to the fluctuation of gold price, and the gold share accumulated in the transaction can also be transferred or extracted in kind.