What will the micro-loan account manager of the micro-finance business department of Suzhou Bank take in the written test while taking the exam?
I am the first batch of micro-loan account managers. I remember that in the last exam, I took a relatively extensive one, some of which were similar to language understanding and expression, data analysis, reasoning and judgment. But I think it is impossible to distance ourselves. What separates us is the second part of the bank problem and the third part of the computer problem. After all, the topic of 300 points stood about 200 in the last two parts, especially the banking knowledge seems to be not professional knowledge, but actually a variation. Non-financial students should follow the forecast. The knowledge points of Suzhou Bank's written test are all available in "Caudine Valley". Computer test is relatively basic, some forms and program topics are very simple, just review them, but my little girl didn't review them. I guess this part helps me a lot. I wish you good grades in the exam.
2. Has anyone applied for a bank loan for small and micro enterprises?
That depends on which bank you go to. Different banks are different. Banks organize their own exams.
The common micro-loan positions in commercial banks are to examine some thinking topics, such as mathematics, such as reasoning.
Third, has anyone applied for a bank loan for small and micro enterprises?
The loan exam probably tests some topics that examine thinking, such as mathematics, such as reasoning.
Small and micro enterprise loans refer to the way that enterprises produce through other financial institutions according to regulations. The required application materials are:
1, application;
2. Company profile;
3. A copy of the company's business license;
4. Enterprise code certificate;
5. Tax registration certificate (national tax and local tax);
6, special industry production
7. Articles of Association;
8. Capital verification report;
9. Brief introduction of the legal representative;
10, ID card of legal representative;
1 1. ID card of the legal representative issued by the company.
12, the board of directors agreed to the loan.
13, financial statements verified by accounting (auditing) firms in recent three years;
14, data of recent three months;
15, financial status:
A description; C) sales revenue and profit of the enterprise
16, loan card and password;
17. Description of providing loan guarantees for other enterprises;
18, repayment plan;
19, what is happening and what will happen;
20, fund use plan or project feasibility report;
2 1. Materials required for collateral:
A) Have land use right certificate and housing right.
B) collateral assessment report.
4. What does the national standard small and micro enterprise loan refer to?
National standard caliber small and micro enterprise loans refer to loans provided for small and micro enterprises according to national standards. According to the classification standards for small and medium-sized enterprises issued by the Ministry of Industry and Information Technology, those that meet the following major national standards are regarded as national standards for small and micro enterprises.
1. The total assets of industrial enterprises shall not exceed 30 million yuan, and the total assets of other enterprises shall not exceed 6.5438+million yuan.
Two, the number of employees in industrial enterprises does not exceed 100, and other enterprises do not exceed 80.
Three, the annual taxable income does not exceed 300 thousand yuan.