What are the conditions for buying a house with a loan in Chengdu?

Bank of China provides personal first-hand housing loans. The main loan conditions include:

1. Have permanent residence or valid residence status in China (foreigners can also apply, please refer to relevant local regulations for details);

2. Have stable professional and economic income, good credit and the ability to repay the principal and interest of the loan;

3. A house purchase contract or agreement has been signed.

4. Must pay the down payment of the purchased house that meets the requirements of relevant regulations;

5. Provide effective guarantee recognized by Bank of China;

6. Other conditions stipulated by the Bank of China.

Please consult the local branch of Bank of China for details.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.